BOAT INSURANCE
At Amaya Premier Agency, we know that finding the right boat insurance can feel overwhelming, and we’re here to make it easy. Our experienced agents will walk you through every coverage option, offer expert recommendations, and help you build a boat insurance policy that protects you, your passengers, and your watercraft—so you can navigate with confidence.
PROTECTING YOUR FUTURE
AMAYA PREMIER AGENCY BOAT INSURANCE
While it’s easy to shop for almost anything online these days, choosing the right boat insurance deserves expert guidance.
At Amaya Premier Insurance, serving DFW and Fort Worth, our local agents help you navigate coverage options to ensure your watercraft is fully protected. We’ll identify every discount you qualify for—saving you money and giving you peace of mind on Texas lakes and waterways.
Don’t risk your financial future with a generic online policy. Get personalized boat insurance advice from trusted experts in your area.
What Is Boat Insurance?
Boat insurance is a contract between you and your insurance provider that helps protect you financially from losses related to your boat, personal watercraft, or other marine vehicles. At Amaya Premier Insurance, serving Dallas, Fort Worth, and the entire DFW metroplex, we make sure your policy is tailored for Texas lakes, rivers, and local boating requirements. By paying a monthly or annual premium, you gain coverage for damage, theft, and liability—so you can enjoy your time on the water worry-free.
​
Why Do You Need Boat Insurance in Dallas-Fort Worth?
While boat insurance isn’t required by Texas law in most situations, it’s essential for safeguarding your investment and protecting yourself from out-of-pocket costs due to accidents, theft, or storm damage. On busy North Texas lakes like Lake Ray Hubbard, Eagle Mountain Lake, or Lake Lewisville, unexpected mishaps can happen in seconds. A comprehensive boat insurance policy from Amaya Premier Insurance gives you peace of mind, covering medical payments, property damage, and more—no matter where you launch your vessel in the DFW area.
​
What Does Boat Insurance Cover?
A typical boat insurance policy can protect you, your passengers, and your watercraft in several ways, including:
​
-
Liability Coverage
Covers injuries or property damage you cause to others while operating your boat. This is especially important on crowded Dallas-Fort Worth lakes.
​
-
Comprehensive Coverage
Pays for repairs or replacement if your boat is damaged by events other than collisions—like theft, fire, hail, vandalism, or storms common in North Texas.
​
-
Collision Coverage
Covers the cost of repairing or replacing your boat after an accident, no matter who is at fault.
​
-
Uninsured/Underinsured Watercraft Coverage
Protects you if you’re hit by another boater who doesn’t have enough insurance.
​
-
Medical Payments
Pays medical expenses for you or your passengers after a boating accident.
​
-
Personal Property and Equipment Coverage
Insures personal belongings, custom equipment, fishing gear, and more stored on your boat.
​
-
Trailer Coverage
Protects your boat trailer against covered losses while you travel between lakes or storage facilities in DFW.
​
-
Emergency Services Coverage
Reimburses you for towing, labor, and other emergency expenses on the water.
​
How Much Does Boat Insurance Cost in DFW?
Amaya Premier Insurance helps you find discounts and customize a policy that fits your budget. Whether you have a fishing boat, speedboat, pontoon, or personal watercraft, we’ll guide you to the best coverage for your needs.
​
Do I Need Boat Insurance for My Texas Boat?
If you have a loan or lease on your boat, lenders often require comprehensive insurance to protect their investment. Even if your boat is paid off, liability coverage is recommended to shield yourself from costly lawsuits or claims. For peace of mind and compliance with marina requirements across DFW, we suggest a tailored boat insurance policy.
​
Why Review Your Boat Insurance Policy?
Don’t wait until after an accident to find out you’re underinsured. The best time to review your boat insurance is now—especially if you’ve made upgrades, changed where you store your boat, or added new equipment. Our local agents in Dallas and Fort Worth will help you choose the right deductible, identify discounts, and ensure you’re fully protected for every outing.
​
Protect your boat, your family, and your finances with the right coverage from Amaya Premier Insurance—your trusted local experts for boat insurance in Dallas-Fort Worth. Call us today for a free quote!